The force generated in a car crash can easily damage the spine. The spine consists of numerous small bones or vertebrae which have a pad of cushioning in between them. The vertebral disks between the bones allow the spine to move freely without causing pain or damage.
Unfortunately, the violent motions of a car crash can cause an annular tear. An annular tear is a form of damage to the disk that can potentially result in the gel-like fluid inside leaking out. This can cause a herniated disk. The disk may move and put pressure on the spinal cord or nerves. The bones nearby may not have adequate cushioning when the person moves.
Herniated disks can potentially produce extreme pain. Those dealing with a herniated disk after a car crash may also face major financial setbacks. What makes a herniated disk so expensive?
1. The cost of medical care
There are many different treatments available for a herniated disk depending on the placement of the disk, the degree of damage and other factors. Some people simply need pain relievers and muscle relaxants.
Others may require steroid injections, physical therapy or even surgery to recover. The overall costs of treating a herniated disk can exceed the insurance coverage available after a car crash.
2. Lost wages
Those who work in physical professions ranging from blue-collar careers to retail jobs may require time off from work as they heal from a herniated disk. In cases involving particularly severe pain and functional limitations, even those in sedentary careers may be unable to work until their condition improves.
People may need to take off from work for weeks or relegated to light duty at work, which may significantly reduce their take-home pay. The longer it takes for an injured person to heal, the greater the impact on their current income and future earning potential.
3. The need for practical support
People healing from herniated disks may not be able to drive because of the muscle relaxants and pain medications they take to control their symptoms. They may need to use rideshare services or pay other people for gas because they provide transportation assistance.
In some cases, people recovering from herniated disks may not be able to perform housework, childcare or yard maintenance tasks. They may need to outsource those important daily obligations to others. The cost of doing so can add up quickly.
Individuals recovering from a herniated disk often need help reviewing insurance coverage, negotiating for a reasonable settlement or developing a personal injury lawsuit. Understanding the true costs of a crash-related herniated disk can help people obtain compensation after a wreck. Those recovering from a crash may need assistance handling the practical complications generated by their injuries.