Commercial trucks, such as 18-wheelers, are common on Louisiana roadways. These massive vehicles operated by specially-licensed professionals help transport local goods and raw materials to other locations and bring a constant flow of goods into the area.
Unfortunately, semi-trucks represent a significant and unavoidable source of risk on the road. They can travel on the same public roads as smaller vehicles, and they sometimes cause crashes. When semi-trucks collide with passenger vehicles, the crash could cause fatal or life-changing injuries. Those seeking compensation after a collision caused by a semi-truck often find the process challenging.
What complications can people anticipate when trying to deal with the aftermath of a semi-truck crash?
Establishing fault
Commercial drivers need to maintain a commercial driver’s license (CDL) to legally operate semi-trucks. Significant traffic infractions, especially those that cause collisions, can potentially cost professionals their CDLs. Professional drivers may be reticent to admit what actually happened and may plead ignorance or even outright lie. Motorists involved in semi-truck collisions may need help gathering evidence to show that the commercial vehicle caused the crash.
Exploring liability
Recognizing that the commercial vehicle was at fault for the collision is only the first step in what is often a very complicated process. The people involved in a commercial vehicle collision then need to determine who is liable. Liability can fall to the driver if they did something negligent or illegal. It could also fall to their employer in a variety of circumstances. Outside businesses may even have liability if the collision occurred due to an improperly-loaded trailer or issues with the vehicle. Given the potentially catastrophic consequences of a semi-truck crash, the people affected by the collision may want to look into every viable option for holding the right party accountable.
Negotiating for compensation
Typically, semi-trucks have some substantially more insurance coverage than passenger vehicles. Federal regulations require a minimum of $750,000 in liability insurance. Larger policies can help cover more costs, but they can also inspire insurance carriers to negotiate more aggressively. Gathering documentation regarding the economic impact of the collision and countering settlement offers can be difficult for those dealing with major injuries.
Securing appropriate support can make it easier for those addressing the aftermath of a Louisiana semi-truck crash to reduce their long-term losses. The support of a legal professional can be invaluable for those addressing the aftermath of a crash caused by an 18-wheeler accordingly.